Queensland First Home Owners Grant now $20,000

Get into your first home sooner

The Queensland First Home Owners’ Grant is a state government initiative to help first home owners to get their new first home sooner. Depending on the date of your contract, you’ll get $15,000 or $20,000 towards buying or building your new house, unit or townhouse (valued at less than $750,000). You can even buy off the plan or choose to build yourself. It’s a great opportunity to buy or build a new home in our great state.

How a Queensland First Home Owners’ Grant can help you

  • If you’re thinking of buying or building a new home, this could
    be what gets you started.
  • It could get you something more than you were expecting.
  • It can get you into your first home sooner.

Note: The $20,000 Queensland First Home Owners’ Grant is not available to contracts that replace previous contracts entered into before 1 July 2016.

To be eligible for the grant:

  • You must be an Australian citizen or permanent resident (or applying with someone who is).
  • You or your spouse must not have previously owned property in Australia.
  • You must be at least 18 years of age.
  • You must be buying or building a brand new home, valued under $750,000.



What is the Queensland First Home Owners’ Grant?

In 2016, the Queensland Government increased its grant for first home owners who are buying or building a new home. Previously known as the Great Start Grant, those eligible will receive a one-off payment of $20,000.

It is available for eligible transactions dated on or after 1 July 2016.

What is a new home?

A new home is a brand new dwelling that has not been previously occupied as a place of residence or sold as a place of residence. This may include a home that is a substantially renovated home (in certain limited circumstances).

Types of dwellings include houses, units, duplexes, townhouses and granny flats built on a relative’s land.

A new home does not include a relocated home (e.g. buying and relocating old house).

What is a substantially renovated home?

A substantial renovation is a renovation in which all, or most, of the structural and/or non-structural components of a building are removed or replaced. Most of the rooms in the previous building must have been affected, and the renovations must have affected the building as a whole for it to be considered a substantial renovation. See the definition of substantially renovated homes for information.

Can I get the Queensland First Home Owners’ Grant if I buy an established home?

No. The $20,000 grant is only available for newly constructed or substantially renovated homes purchased on or after 1 July 2016.

I have owned or currently own an investment property. Am I eligible for the grant on a subsequent property?

If you held an interest in residential property before 1 July 2000, regardless of how the property was used, you will not be eligible for the grant.

If you have held or currently hold an interest in residential property since 1 July 2000 and the property was or is used solely for investment purposes, you may be eligible for the grant on a subsequent property. You would need to give evidence showing you have not lived in the investment property.

This evidence may include:

  • tenancy/lease agreements
  • current electricity/phone accounts
  • tax return details.

We will review all documentation provided with the application. We will not make a determination without an application and supporting documentation.

When do I have to move into my home?

You must move into your home within 1 year of the completed eligible transaction and you must live there for at least 6 months continuously in order to keep the grant.

What if my circumstances change and I am not able to move into my home, or have to move out before I have lived there for 6 months?

You must tell us within 14 days if you are unable to move into your home or have to move out of your home before you have lived there for 6 continuous months. Depending on your circumstances, you may have to pay back the grant because you are no longer eligible.

If I am applying with another joint applicant, do we both have to live in the home?

Yes. To be eligible for the grant, all applicants must live in the home.

Does my partner have to be included on the application?

Yes. If you have a spouse, they must be included on the application—either as an applicant or non-applicant spouse.

My partner has owned a home before. Am I eligible for the grant?

No. If your spouse has previously owned a home they have lived in, you will not be eligible for the grant. If your spouse has owned a home before 1 July 2000, you will not be eligible for the grant.

I am not a permanent resident; however, my spouse is an Australian citizen. Does this stop us getting the grant?

No. You may still be eligible. Australian citizens, permanent residents, or a joint applicant with an Australian citizen or permanent resident are eligible for the grant, providing other eligibility requirements are met.

What is an off-the-plan purchase?

An off-the-plan purchase is a single contract to purchase a new home and the relevant interest in the land on a proposed lot on an unregistered plan of subdivision of land. In some cases, the property may not have been built yet. You do not have an off-the-plan transaction if you have signed a vacant land purchase contract and a building contract.

Does the $20,000 Queensland First Home Owners’ Grant apply to replacement contracts on or after 1 July 2016?

No. An applicant is not eligible for the $20,000 grant if a contract replaces another contract that was made before 1 July 2016.

An applicant may still be eligible for the $15,000 grant.

What is a ‘finalised’ contract?

A finalised contract is an agreement that outlines all of the conditions of the transaction. It must be dated and signed by all parties (vendor and purchaser).

What is an eligible transaction?

For the $20,000 grant, an eligible transaction is one of the following:

  • a contract made on or after 1 July 2016 for the purchase of a new home in Queensland (including purchases of substantially renovated and off-the-plan homes)
  • a comprehensive home building contract made on or after 1 July 2016 by the owner of the land in Queensland or a person who will, on completion of the contract, be the owner of land in Queensland on which the new home will be built
  • the building of a new home in Queensland by the owner–builder where the foundations are laid on or after 1 July 2016.

Is the grant dependent on the contract date or the settlement date?

The relevant date is the contract date.

How long will it take for my application to be processed?

We will process most applications within 10 working days of receiving all required information.

If you apply through an approved bank or lending institution, you will need to check with them how long it will take them to process the application.


This information was provided by the Queensland Government Great Start Grant.  For more information please go to: www.greatstartgrant.osr.qld.gov.au

Search Properties

$145,000 - $2,350,000

142.39m2 - 935m2

300m2 - 851m2

Contact Us

For further information on any of our house and land packages, please contact us and we'll get back to you within hours.